Financing Made Simple

    Home LoanCalculator

    Calculate your monthly mortgage payments and explore financing options for your Brevard County home purchase.

    Mortgage Calculator

    Calculate your monthly mortgage payment including taxes, insurance, and PMI.

    Mortgage Calculator

    Calculate your monthly mortgage payment including taxes, insurance, and PMI.

    20.0% of home price

    Not required (≥ 20% down)

    Monthly Payment Breakdown

    Principal & Interest
    $2,594.39
    Total Monthly Payment
    $3,502.73
    Property Tax
    $708.33
    Home Insurance
    $200.00

    * This calculator provides estimates only. Actual loan terms, payments, and costs may vary based on credit score, debt-to-income ratio, and other factors. Contact us for personalized quotes.

    Loan Options

    30-Year Fixed
    Most popular
    6.75%
    15-Year Fixed
    Lower interest
    6.25%
    5/1 ARM
    Adjustable rate
    5.95%

    Understanding Your Mortgage

    Mortgage Basics

    Principal & Interest

    The main portion of your monthly payment goes toward the loan principal and interest charges.

    Property Taxes

    Annual property taxes are typically included in your monthly payment via an escrow account.

    Insurance

    Homeowners insurance protects your investment and is required by most lenders.

    Getting Started

    Check Your Credit

    A higher credit score typically means better interest rates and loan terms.

    Save for Down Payment

    Most loans require 3-20% down, though some programs offer lower down payments.

    Get Pre-approved

    Pre-approval gives you a better idea of your budget and shows sellers you're serious.